That if you have a pre-existing medical condition and it is not declared you may not be covered for emergency treatment while on holiday or cancellation prior to your holiday. Many holiday makers are under insured and do not take out the correct travel insurance cover.

Travel Tips

It is important that you thoroughly research the country to which you are planning to travel. This is particularly relevant if you are going to a country with a history of conflict or natural disasters.

The foreign office offer an excellent web service which updates on you on the risk of traveling abroad. It is updated 24/7. Please make sure that you take out the correct travel insurance for the country you are visiting. Please note they maybe exclusions on your policy depending on where you are traveling. Here is the link to the foreign office website.